About Us

Family Heritage Life provides Supplemental Benefits to all industries and individuals. All our policies pay cash directly to our clients upon getting Injured, being diagnosed with Cancer, or having a Heart Attack or Stroke. The benefits are not intended to replace any insurance they may have in place and pays in addition to any coverages they currently have.

Family Heritage was founded in 1989 in Ohio and we are currently in 49 states excluding New York at this time. We are partnered with Torchmark which was founded in 1900 and traded on the NYSE symbol (TMK). Our BBB rating is “A+” and our A.M. Best Rating is “A” for Financial Strength.

All benefits are:
• Simple - to understand.
• Affordable - to fit anyone’s budget.
• Easy - decision to make

The benefits we provide:
• InjureCare: Accidental coverage On or Off the Job (Accidents occur every 40 seconds)
• CancerCare: (3 out 4 families are touched by some type of Cancer during their lifetime)
• CardiacCare: (Every 34 seconds someone will suffer a Heart Attack or Stroke)

We are a Supplemental company that has a Return of Premium and Survivorship benefit built into all our policies at no extra cost.

All policies pay on the first diagnosis or accident and continue payments for hospitalization, treatments, surgeries and much more.

These policies help our clients with Indirect Costs such as: loss of wages, rent, utilities, food and other expenses their Medical Insurance does not pay.